NEAFCU Rates Overview

Effective from May  28, 2017.

Auto Rates

New or Used Auto Rates

Model Year 2013-2018
New vehicles are defined as not previously registered.

36 Months As low as 2.50% APR*
48 Months As low as 2.75% APR
60 Months As low as 3.00% APR
72 Months As low as 3.25% APR

“Other” Used Auto Rates

Model years 2012 and older
Used vehicles are defined as being previously registered.

36 Months As low as 3.50% APR*
48 Months As low as 3.75% APR
60 Months As low as 4.00% APR
72 Months As low as 4.25% APR

Recreational Rates

New & Used RV / Boat / Watercraft / Motorcycle / Trailer / Misc. Pricing

Model Years 2016-2018

36 Months As low as 2.50% APR*
48 Months As low as 2.75% APR
60 Months As low as 3.00% APR
72 Months As low as 3.25% APR

*Annual Percentage Rate. Please note that members may earn additional rate discounts for utilizing any four of the following:

  • Auto-Transfer
  • Direct Deposit
  • Checking
  • Debit Card
  • NEAFCU Visa Credit Card
  • eStatement
  • Online Banking
  • BillPay
  • LTV of 90% or less

Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.

Money Market

Last declared dividend rate:

$2,500-$24,999 .10% – Dividend .10% APY*
$25,000 and up .15% – Dividend .15-% APY

*APY stands for Annual Percentage Yield.

Share Certificate Rates

Share Certificates

Members are given a variety of investment choices with our certificates from 6 to 36 months.

$500 minimum investment

6 Months   .20% – Dividend   .20% – APY*
12 Months   .40% – Dividend   .40% – APY
24 Months   .60% – Dividend   .60% – APY
36 Months   .80% – Dividend   .80% – APY

*APY stands for Annual Percentage Yield.

Share Savings Rates

.10% – Dividend .10% – APY*

*APY stands for Annual Percentage Yield.

VISA Credit Card

We have the perfect card for you at NEAFCU!

NEAFCU offers VISA, VISA Gold, VISA Platinum and VISA Secured credit cards to fit any member’s financial needs.

Classic 12.92 % APR*
Gold 11.5 % APR*
Platinum 8.9% APR*

Christmas Club Rates

 .60%- Dividend  .60%- APY*

*APY stands for Annual Percentage Yield.

IRA Rates

IRA Share
(variable)
 .25%-Dividend  .25% – APY*   $25 min.
12 Months  .45% – Dividend  .45% – APY $500 min.
24 Months  .65% – Dividend  .65% – APY $500 min.

*APY stands for Annual Percentage Yield.

Home Rates

1st MORTGAGE
AMORTIZATION
3 Year
Balloon
3.47% APR 30 Years
5 Year
Balloon
3.49% APR 30 Years
7 Year
Balloon
3.98% APR 30 Years
10 Year
Balloon
4.23% APR 30 Years
10 Year Fixed 3.625%
APR
10 Years
15 Year Fixed 3.625%
APR
15 Years

“Mortgage rates are subject to change until locked in. Please contact a loan officer for more details.”

2nd MORTGAGE
AMORTIZATION
3 Year
Balloon
5.99% APR 15 Years
HOME EQUITY LINE OF CREDIT
Variable Rate with 5 year draw period 6.00% APR  15 Years
from last draw
LAND ONLY
 AMORTIZATION
3 Year
Balloon
5.99% APR  15 Years

172x168

Loan Rates

Share and CD Secured

Regular Shared Secured

CD Secured

3% above current share savings rate, 90% LTV 2% above current pledged certificate rate, 90% LTV

Signature Loans

> 12 Months As low as 9.00% APR*
24 Months As low as 9.50% APR
36 Months As low as 10.00% APR

 

*Annual Percentage Rate. On signature loans, please note that members may earn additional rate discounts for utilizing any four of the following:

  • Auto-Transfer
  • Direct Deposit
  • Checking
  • Debit Card
  • NEAFCU Visa Credit Card
  • eStatement
  • Online Banking
  • BillPay
  • LTV of 90% or less

Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.

Leave a Reply

Your email address will not be published. Required fields are marked *


*