Mortgage/Equity Products

Let Northeast Arkansas Federal Credit Union help you live the dream of owning your own home.

Ask a loan officer about NEAFCU’s fixed-rate mortgages. Now is a great time to lock in a great, fixed-rate.

Home Rates

1st MORTGAGE
AMORTIZATION
3 Year
Balloon
3.51% APR 30 Years
5 Year
Balloon
3.54% APR 30 Years
7 Year
Balloon
3.99% APR 30 Years
10 Year
Balloon
4.24% APR 30 Years
10 Year Fixed 3.75%
APR
10 Years
15 Year Fixed 4.00%
APR
15 Years

“Mortgage rates are subject to change until locked in. Please contact a loan officer for more details.”

2nd MORTGAGE
AMORTIZATION
3 Year
Balloon
5.99% APR 15 Years
HOME EQUITY LINE OF CREDIT
Variable Rate with 5 year draw period 6.00% APR  15 Years
from last draw
LAND ONLY
 AMORTIZATION
3 Year
Balloon
5.99% APR  15 Years
  • Low closing costs – typically less that $2,000 on a $100,000 home*
  • Competitive rates
  • Flexible repayment; setup payments to best fit your budget. Bi-weekly or weekly payments can help you pay your loan down faster, saving you money.
  • Balloon terms – 3, 5, 7 and 10-year options

Use the equity in your home for anything.

  • Low rate
  • NEAFCU pays all real estate closing fees
  • Nominal application fee of $200
  • Interest may be tax deductible (consult a tax advisor regarding deductibility of interest)
  • Up to $150,000 available depending upon your home’s equity

Click here for Home Equity Line of Credit disclosure.

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We do business in accordance with the Federal Fair Housing Laws and the
Equal Credit Opportunity Act.

NMLS#s
NEAFCU: 631500
Sherry Gray: 1006131
Brad V. Clark: 636365
Rhonda Crawford: 636361
Chad Chadwick: 636362
Abbie Morries: 636363
Cindy Howard: 636364
Allison Worden: 1505828

Want to do a 20 or 30 year mortgage? NEAFCU partners with CU MEMBERS MORTGAGE to offer our members even more mortgage options.

Visit CU MEMBERS MORTGAGE for rates or to apply online.

Click here to calculate your payment

Click here for a loan application

*May be more if member owes outstanding property or other applicable taxes. Size of mortgage is a factor that could increase/decrease fees above.

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