Enjoy the flexibility that comes with an auto loan from Northeast Arkansas Federal Credit Union.
With an NEAFCU auto loan you can:
- Enjoy low rates year-round.
- Setup payments to best fit your budget. Bi-weekly or weekly payments can help you pay your loan down faster, saving you money.
- Have credit problems? Our loan officers will work with you to get you on the road to a better credit rating. Make necessary improvements and you could qualify to reduce your rate after 90 days, saving you money.
- See rates to the right and learn about how to discount your rate by .50% when you utilize five of the outlined services..
NEAFCU has been partnered with select Auto Dealers all over Arkansas to bring you NEAFCU loans at the Dealership. Just another way we are making it more convenient for our members.
Learn about insurance options available to members of NEAFCU.
New Auto Rates
New vehicles are defined as not previously titled or are within the first 6 months of the original purchase.
|36 Months||As low as||3.25% APR*|
|48 Months||As low as||3.50% APR|
|60 Months||As low as||3.75% APR|
|72 Months||As low as||4.00% APR|
Used Auto Rates
Model years 2015-2019
Used vehicles are defined as being previously registered.
|36 Months||As low as||3.75% APR*|
|48 Months||As low as||4.00% APR|
|60 Months||As low as||4.25% APR|
|72 Months||As low as||4.50% APR|
New RV / Boat / Watercraft / Motorcycle / Trailer / Misc. Pricing
New defined as not previously titled or within the first 6 months of the original purchase
|36 Months||As low as||4.25% APR*|
|48 Months||As low as||4.50% APR|
|60 Months||As low as||4.75% APR|
|72 Months||As low as||5.00% APR|
*Annual Percentage Rate. Please note that members may earn additional rate discounts for utilizing any five of the following:
- Direct Deposit
- Certificate or IRA
- Debit Card
- NEAFCU Visa Credit Card
- Online Banking
- LTV of 90% or less
Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.