Auto Loans

Enjoy the flexibility that comes with an auto loan from Northeast Arkansas Federal Credit Union.

With an NEAFCU auto loan you can:

  • Enjoy low rates year-round.
  • Setup payments to best fit your budget. Bi-weekly or weekly payments can help you pay your loan down faster, saving you money.
  • Have credit problems? Our loan officers will work with you to get you on the road to a better credit rating. Make necessary improvements and you could qualify to reduce your rate after 90 days, saving you money.
  • See rates to the right and learn about how to discount your rate by .50% when you utilize four of the outlined services..

NEAFCU has been partnered with select Auto Dealers all over Arkansas to bring you NEAFCU loans at the Dealership. Just another way we are making it more convenient for our members.

Click here for more details

Learn about insurance options available to members of NEAFCU.

Click here to calculate your payment

Click here for a loan application

Auto Rates

New or Used Auto Rates

Model Year 2013-2018
New vehicles are defined as not previously registered.

36 Months As low as 2.75% APR*
48 Months As low as 3.00% APR
60 Months As low as 3.25% APR
72 Months As low as 3.50% APR

“Other” Used Auto Rates

Model years 2012 and older
Used vehicles are defined as being previously registered.

36 Months As low as 3.75% APR*
48 Months As low as 4.00% APR
60 Months As low as 4.25% APR
72 Months As low as 4.50% APR

Recreational Rates

New & Used RV / Boat / Watercraft / Motorcycle / Trailer / Misc. Pricing

Model Year 2016-2018

36 Months As low as 2.75% APR*
48 Months As low as 3.00% APR
60 Months As low as 3.25% APR
72 Months As low as 3.50% APR

 

*Annual Percentage Rate. Please note that members may earn additional rate discounts for utilizing any four of the following:

  • Auto-Transfer
  • Direct Deposit
  • Checking
  • Debit Card
  • NEAFCU Visa Credit Card
  • eStatement
  • Online Banking
  • BillPay
  • LTV of 90% or less

Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.