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Recreational Loans

 
Northeast Arkansas Federal Credit Union offers a number of loans to help you enjoy your active lifestyle including:
  • Motorcycle
  • Boat and other watercraft
  • New and used Recreational Vehicles
  • Trailers

Through NEAFCU you can:

  • Enjoy low rates.
  • Set up payments to best fit your budget. Bi-weekly or weekly payments can help you pay your loan down faster, saving you money.
  • Have credit problems? Our loan officers will work with you to get you on the road to a better credit rating. Make recommended improvements to your credit score and you could qualify to reduce your rate after 90 days, saving you money.
  • Additional Discounts can save you even more money.
    • Electing Direct Deposit or Auto Pay .10% DISCOUNT
    • Electing Credit Union Credit Card .10% DISCOUNT
    • Electing Share Draft Account .10% DISCOUNT
    • Each down payment of 10% means DISCOUNTS of .10% up to .20%

Click here for an application

Auto Rates

New Auto Rates
Model Year 2011-2013
New vehicles are defined as not previously registered.

36 Months
As low as
2.75% APR
48 MonthsAs low as3.00% APR
60 Months As low as 3.25% APR
72 Months As low as 3.50% APR

Used Auto Rates
Model Year 2008-2012
Used vehicles are defined as being previously registered.

36 Months As low as 3.25% APR
48 Months As low as 3.50% APR
60 Months As low as 3.75% APR

Other Used Auto Rates
Model Year 2005-2007

36 Months As low as 3.50% APR
48 Months As low as 3.75% APR

 

Recreational Rates

New & Used RV / Boat / Watercraft /
Motorcycle / Trailer / Misc. Pricing
Model Year 2010-2012

36 Months As low as 6.00% APR*
48 Months As low as

6.25% APR

60 Months As low as 6.50% APR
72 Months As low as 6.75% APR

  *Annual Percentage Rate. Please note that members may earn additional rate discounts:
1.  Electing Direct Deposit and/or Auto 
     Pay .10%
2.  
Each down payment of 10%
     discounts .10% up to .20%

3.  Electing for Credit Union Credit Card
    .10%
 
4.  Electing for Share Draft Account
     .10%

Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.