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Auto Loans




 

Enjoy the flexibility that comes with an auto loan from Northeast Arkansas Federal Credit Union.

Through NEAFCU you can:

  • Enjoy low rates year-round
  • Setup payments to best fit your budget. Bi-weekly or weekly payments can help you pay your loan down faster, saving you money.
  • Have credit problems? Our loan officers will work with you to get you on the road to a better credit rating. Make necessary improvements and you could qualify to reduce your rate after 90 days, saving you money.
  • Additional discounts can save you even more money.
    • Electing Direct Deposit or Auto Pay .25% DISCOUNT
    • Electing Credit Union Credit Card .10% DISCOUNT
    • Electing Share Draft Account .10% DISCOUNT
    • Electing Payment Protection w/ Credit Disability Insurance .25% DISCOUNT
    • Each down payment of 10% means DISCOUNTS of .10% up to .50%

NEAFCU has been partnered with select Auto Dealers all over Arkansas to bring you NEAFCU loans at the Dealership. Just another way we are making it more convenient for our members.  Click here for more details.

Learn about insurance option available to members of NEAFCU.


Click here to calculate your payment

Click here for a loan application

Auto Rates

New Auto Rates
Model Year 2008-2010
New vehicles are defined as not previously registered
and/or under 7,000 miles.

36 Months As low as 5.00% APR
48 Months As low as 5.25% APR
60 Months As low as 5.50% APR
72 Months As low as 5.75% APR

Used Auto Rates
Model Year 2005 - 2008
Used vehicles are defined as pre-owned and less than 70,000 miles.

36 Months As low as 5.50% APR
48 Months As low as 5.75% APR
60 Months As low as 6.00% APR

Other Used Auto Rates
Model Year 2002 - 2004
Other used vehicles are defined as pre-owned, more than 7 model years older than current year model, OR mileage exceeding 70,000.

36 Months As low as 6.25% APR
48 Months As low as 6.50% APR

 

Recreational Rates

New & Used RV / Boat / Watercraft /
Motorcycle / Trailer / Misc. Pricing
Model Year 2002-2010
New vehicles are defined as not previously
registered and/or under 7,000 miles.

36 Months As low as 5.50% APR*
48 Months As low as 5.75% APR
60 Months As low as 6.00% APR
72 Months As low as 6.50% APR

  *Annual Percentage Rate. Please note that members may earn additional rate discounts:
1.  Electing Direct Deposit and/or Auto 
     Pay .25%
2. 
Electing Payment Protection with
     Credit Disability Insurance .25%
3. 
Each down payment of 10%
     discounts .10% up to .50%

4.  Electing for Credit Union Credit Card
    .10%

5.  Electing for Share Draft Account
     .10%

    Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.


NEAFCU ROUTING NUMBER: 284174613
Site Map | Auto Loan | Mortgage/Equity Products | Personal Loans | Credit Cards | Checking Account | Savings Account

Privacy NoticeDisclaimer | Security Notification     

NEAFCU will never solicit e-mails requesting your credit union username, password, pin number, or other personal identity information. Security Notification! Unauthorized attempts to upload information and/or change information on this web site is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec. 1001 and 1030.

We do business in accordance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act

 
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