Auto Loans

Enjoy the flexibility that comes with an auto loan from Northeast Arkansas Federal Credit Union. Through NEAFCU you can: Enjoy low rates year-round Setup payments to best fit your budget. Bi-weekly or weekly payments can help you pay your loan down faster, saving you money. Have credit problems? Our loan officers will work with you to get you on the road to a better credit rating. Make necessary improvements and you could qualify to reduce your rate after 90 days, saving you money. Additional discounts can save you even more money. Electing Direct Deposit or Auto Pay .25% DISCOUNT Electing Credit Union Credit Card .10% DISCOUNT Electing Share Draft Account .10% DISCOUNT Electing Payment Protection w/ Credit Disability Insurance .25% DISCOUNT Each down payment of 10% means DISCOUNTS of .10% up to .50% NEAFCU has been partnered with select Auto Dealers all over Arkansas to bring you NEAFCU loans at the Dealership. Just another way we are making it more convenient for our members.  Click here for more details. Learn about insurance option available to members of NEAFCU. Click here to calculate your payment Click here for a loan application

Auto Rates New Auto Rates Model Year 2008-2010 New vehicles are defined as not previously registered and/or under 7,000 miles. 36 Months As low as 5.00% APR 48 Months As low as 5.25% APR 60 Months As low as 5.50% APR 72 Months As low as 5.75% APR Used Auto Rates Model Year 2005 - 2008 Used vehicles are defined as pre-owned and less than 70,000 miles. 36 Months As low as 5.50% APR 48 Months As low as 5.75% APR 60 Months As low as 6.00% APR Other Used Auto Rates Model Year 2002 - 2004 Other used vehicles are defined as pre-owned, more than 7 model years older than current year model, OR mileage exceeding 70,000. 36 Months As low as 6.25% APR 48 Months As low as 6.50% APR   Recreational Rates New & Used RV / Boat / Watercraft / Motorcycle / Trailer / Misc. Pricing Model Year 2002-2010 New vehicles are defined as not previously registered and/or under 7,000 miles. 36 Months As low as 5.50% APR* 48 Months As low as 5.75% APR 60 Months As low as 6.00% APR 72 Months As low as 6.50% APR   *Annual Percentage Rate. Please note that members may earn additional rate discounts: 1.  Electing Direct Deposit and/or Auto       Pay .25% 2.  Electing Payment Protection with      Credit Disability Insurance .25% 3.  Each down payment of 10%      discounts .10% up to .50% 4.  Electing for Credit Union Credit Card     .10% 5.  Electing for Share Draft Account      .10%     Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.