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Checking (Share Draft)

NEAFCU's checking account (also known as share draft) is offered to all members who qualify. Here are just a few of the things that have more and more members switching to our no-gimmick account:

  • NEAFCU offers members peace of mind in knowing little "uh ohs" in their checking account will be covered by sufficient savings. The money transfers to cover the item and you don't have to worry about an item being returned. This great service costs just $5 rather than 2-6 times as much often charged elsewhere for overdraft programs. Many institutions don't utilize savings to cover insufficient items.*
  • Debit card** or a Free ATM card. Apply for your ATM card here or Apply for a ShazamCheck Card
  • Several convenient ATM locations.
  • FREE Online banking (it's like having a statement available 24/7).
  • Internet Bill Payer for $4 a month -- Think of the savings on stamps!
  • Minimum opening balance of $25 (to order checks).
  • Insured by the National Credit Union Administration.
  • Setup MasterCard SecureCode for your debit card. This code protects your debit card when a purchase is being made online at thousands of retailers. If someone tries to use your card at a participating retailer, the transaction cannot happen without the appropriate passphrase.
We make it easy to switch your account to NEAFCU - click on the SWITCH FORM you can send to your current financial institution to close your existing account. To notify companies who take auto payments from your checking account, use the form entitled TRANSFER AUTOMATIC PAYMENT AUTHORIZATION.

Reorder checks anytime day or night by clicking here.

As always, contact us if we can be of assistance.

*Normal NSF fees apply if funds are not available in savings and items will be returned.
**$1 monthly fee applies for debit card.

 
Re-Order Checks

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NEAFCU ROUTING NUMBER: 284174613
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NEAFCU will never solicit e-mails requesting your credit union username, password, pin number, or other personal identity information. Security Notification! Unauthorized attempts to upload information and/or change information on this web site is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec. 1001 and 1030.

We do business in accordance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act

 
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