NEAFCU online banking
 
 

 

 

 

Share Certificates*

Members are given a variety of investment choices with our certificates from 6 to 36 months. 
  

Rates as of April 16, 2008. Rates subject to change without Notice.

6 Months 3.00 - APR* 3.02 - APY* $500 (minimum investment)
12 Months 3.50 - APR 3.55 - APY $500 (minimum investment)
24 Months 3.50 - APR 3.55 - APY $500 (minimum investment)
36 Months 3.50 - APR 3.55 - APY $500 (minimum investment)


Share savings account on balances $100 and over: 1.00%, APY 1.02%

36 month certificate, one withdrawal, up to 50% of initial deposit without penalty.


*APR stands for Annual Percentage Rate and APY stands for Annual Percentage Yield.

IRA

A variety of Individual Retirement Account options are available in an IRA Share, 12 or 24 month deductible and non-deductible IRAs. Save for retirement with traditional IRAs or for a first home with a tax-free distribution from a ROTH IRA. 


IRA Share (Variable Rate) 3.50 - APR 3.56 - APY $25 (minimum investment)
12 Months 5.00 - APR 5.10 - APY $500 (minimum investment)
24 Months 5.50 - APR 5.61 - APY $500 (minimum investment)

*APR stands for Annual Percentage Rate and APY stands for Annual Percentage Yield.

Money Market

Market rates and access by check. Minimum initial deposit of $2,500. Minimum balance to earn dividends is $2,500. Calculated on daily balance and posted at the end of each month. Statements sent monthly.

Last declared dividend rate:
As of the last dividend declaration date, the dividend rates are (rates are subject to change without notice):

$2500 - $24,999
1.20 - APR*
1.21 - APY*
$25,000 AND UP
1.75 - APR
1.76 - APY

*APR stands for Annual Percentage Rate and APY stands for Annual Percentage Yield.

Christmas Club

Enjoy the holiday spirit year-round with NEAFCU’s new Christmas Club account.

• Build holiday fund systematically.
• Setup automatic transfers, make in-person deposits, or use transaction line or online banking.
• One-time, penalty-free withdrawal.
• Additional withdrawals - $5.00 fee
• Early closure fee applies.


*Deposit Maximum is $6,000.

Open your account today. New program begins Nov. 1, 2006. Rates subject to change.


Last declared dividend rate:
As of the last dividend declaration date, the dividend rate was 5.84%, with an annual percentage yield of 6.00% on your account.


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10/06/20