Share Savings

• Minimum balance of $25 is required as membership.
• The one-time deposit of $25 remains in the account as long as membership is maintained.
• Dividends are paid quarterly on the last day of March, June, September, and December on balances over $100.
• Statements are mailed quarterly.

Last declared dividend rate: Tier 1 - As of the last dividend declaration date, if your average daily balance was more than $99.99, the dividend rate paid on the entire balance in your account was 1.00%, with an annual percentage yield of 1.02%. If you close your account before dividends are paid, you will not receive the accrued dividends.

Online Application

Share Drafts

Checking with no per check charge and no monthly service charge is offered to all members. A $25 minimum to open a checking account. Carbon copy checks. Statements are sent monthly to members.

Online Application

ATM

Automatic Teller Machine cards provide you with access to cash 24 hours a day. The ATM cards are connected to the Shazam Network and can be used at Interlink point of sale terminals. There are several convenient ATM locations in Blytheville and Northeast Arkansas. NEAFCU's ATM machines are available at all our branches as well as at the Baptist Memorial Hospital in Blytheville and on the Arkansas State University campus in the Library. There is no monthly cost for having an ATM card and it is available with a checking account.

Online Application

To report a lost or stolen card call: 1-800-383-8000

ShazamCheck Card

The ShazamCheck Card allows you to have access to your money through both ATM and point-of-sale transactions as the money comes from your checking account. The card is available to members with a share draft account. Applications are available at all branch locations. There is a $1 user fee for the card deducted from your checking account monthly.

Online Application

To report a lost or stolen card call: 1-800-383-8000

Christmas Club

Enjoy the holiday spirit year-round with NEAFCU’s new Christmas Club account.

• Build holiday fund systematically with the dollar amount of your choice -- no more weekly limits on deposit amounts.
• Setup automatic transfers, make in-person deposits, or use transaction line or online banking (NEW)
• One-time, penalty-free withdrawal.
• Additional withdrawals for nominal fee
• Early closure fee applies.

*Deposit up to $500 a month, up to $6,000 in a year.

2007-2008 Christmas Club begins Nov. 1, 2007. You may start a Christmas Club any time during the year.

Rates subject to change.

Last declared dividend rate:
As of the last dividend declaration date, the dividend rate was 5.84%, with an annual percentage yield of 6.00% on your account.

Online Application

Other Services

Payroll Deduction
Forgot to pay the car note? Finding it hard to save a little extra cash? Don't worry! With payroll deduction you'll always be on time with a payment or be able to put a little away as the amount is deducted from your paycheck. Net payroll deposit qualifies members for discounted loan rates. Please check with your payroll department for availability through your employer.

Direct Deposit
Hate waiting in lines? Then sign up for direct deposit and spend your time doing something else. Direct Deposit allows you to have your paycheck or government payment delivered directly to your account at the credit union. Please check with your payroll department for availability through your employer. NEAFCU's routing number for direct deposit is above the signature line on your credit union checks.

Online Banking/Bill Pay
Visit your credit union 24 hours a day, seven days a week via the World Wide Web. Pay bills online, check account information, transfer money and so much more.

Transaction Line
Have 24 hour access to your account by using a touch tone phone and your NEAFCU Personal Identification Number (PIN) number. Check account balances, transfer funds, check loan balances, make loan applications, check CD rates and much, much more.

NEAFCU offers a variety of other services members need from time to time. They include: