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| Rates
as of April 1, 2008. |
Rates
subject to change without Notice. |
New
Auto Rates
Model Year 2007, 2008 & 2009* |
|
| *New
vehicles are defined as not previously registered
and/or under 7,000 miles. |
| 36
Months |
As
low as |
5.65% |
| 48
Months |
As
low as |
5.90% |
| 60
Months |
As
low as |
6.15% |
| 72
Months |
As
low as |
6.65% |
| 84
Months |
As
low as |
7.65% |
Used
Auto Rates
Model Year 2004 - 2007* |
|
| *Used
vehicles are defined as pre-owned AND less than
70,000 miles. |
| 36
Months |
As
low as |
6.15% |
| 48
Months |
As
low as |
6.40% |
| 60
Months |
As
low as |
6.65% |
| 72
Months |
As
low as |
7.15% |
Other
Used Auto
Model Year 2001 - 2003* |
|
| *Other
used vehicles are defined as pre-owned, more
than 7 model years older than current year
model, OR mileage exceeding 70,000. |
| 36
Months |
As
low as |
7.15% |
| 48
Months |
As
low as |
7.40% |
| 60
Months |
As
low as |
7.65% |
| New
& Used RV/ Boat/ Watercraft / Motorcycle
/Trailer /Misc. Pricing |
|
| |
| 36
Months |
As
low as |
6.25% |
| 48
Months |
As
low as |
6.49% |
| 60
Months |
As
low as |
6.75% |
| 72
Months |
As
low as |
7.25% |
| 84
Months |
As
low as |
8.25% |
| Please
note that members may earn additional rate
discounts: |
| 1)
Electing Direct Deposit and/or Auto Pay .25% |
| 2)
Electing Payment Protection with Credit Disability
Insurance .25% |
| 3)
Each down payment of 10% discounts .10% up
to .50% |
| Rates
are for qualified borrowers dependent upon
credit score. |
| Other
restrictions may apply. See a loan officer
for details. |
| - |
85%
|
Amortization |
| 1st
Mortgage |
--- |
| |
|
3
Year Balloon
|
4.75%
- APR |
30 Years |
|
5
Year Balloon
|
5.25%
- APR |
30 Years |
|
7 Year Balloon
|
5.75%
- APR |
30 Years |
|
10
Year Balloon
|
5.75%
- APR |
30 Years |
| 20
Year Balloon |
5.99%
- APR |
30 Years |
| - |
- |
- |
- |
| 2nd
Mortgage |
--- |
| |
|
3
Year Balloon
|
7.99%
- APR |
15
Years |
| - |
- |
- |
- |
| Home
Equity Line Of Credit |
--- |
| |
| Variable
Rate / With 5 Year Draw Period |
6.95%
- APR |
15
Yr from last draw |
| |
|
|
|
| Real
Estate Loans are not subject to discounts. 85% is LTV. |
New Fixed-Rate Mortgage Program. Click graphic above
to learn more.
| >
12 Months |
As
low as |
8.95% |
Minimum
loan $500 |
| 24
Months |
As
low as |
8.95% |
Minimum
loan $2,000 |
| 36
Months |
As
low as |
9.50% |
Minimum loan $5,000 |
| 48
Months |
As
low as |
10.25% |
Minimum
loan $7,500 |
| 60
Months |
As
low as |
10.50% |
Minimum
loan $10,000 |
| Share
and CD Secured - no credit report required |
|
Regular
Share Secured
|
CD
Secured
|
| 3% above current share savings rate, 90% LTV |
2% above current pledged certificate rate, 90% LTV |
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